Last Updated May 24, 2018 | *Advertisement

*Our 2018 Top 5 Picks for Credit Card Processors

We have narrowed down your search to our top ranked and reviewed credit card processors.

Sam’s Club Review

Editor's Rating:
Call for a FREE Quote:
855-358-5051Visit Site
Setup Fee
Risk Accepted
All are Eligible
Retail Rates
1.29% + $0.15Per transaction
Internet Rates
1.89% + $0.28Per transaction
Per Transaction

Thought Sam’s Club was just a members-only wholesale retail club? Think again. Sam’s Club also runs a highly-rated merchant services program in partnership with First Data, complete with payment processing and a wide range of compatible POS systems.

Processor Highlights
  • Retail, eCommerce, Wireless, MOTO
  • Next-day funding on all card types
  • Free equipment programs available
  • 24/999 customer support
  • 98% approval rate
  • Free training programs
  • Online reporting available
  • Check processing services
  • Gift card and loyalty programs
  • Dedicated account managers
  • Complete fraud protection
Call for a FREE Quote

Clover POS

In addition to First Data, Sam’s Club has also partnered with Clover to offer the full Clover suite of state-of-the-art, modern POS systems to its merchants. Clover is one of the most widely recognized names in the industry, with multiple devices for different needs and exceptional customer service.

As a Sam’s Club merchant, you’ll be able to choose from Clover Go, Clover Mobile, Clover Mini or the one-stop-shop Clover Station. Plus, Sam’s Club offers huge discounts on equipment to merchants who purchase their Clover hardware through them. Depending on which device you purchase, you could get a discount of up to $450 off.

If you don’t want to purchase a POS system outright, Sam’s Club also offers equipment leasing and rental programs.

Mobile Processing

Sam’s Club uses Clover’s mobile processing system, which includes a Clover card reader and free access to the Clover smartphone app. The Clover card reader connects to your phone via Bluetooth, which makes it a great choice for newer smartphones like the iPhone X that don’t have a headphone jack.

The Clover card reader supports EMV chip payments and swipe payments, as well as NFC-based payments like Apple Pay, Samsung Pay and Google Pay. Clover also provides 24/7 customer support. Should you ever have any issues or questions about your reader, they’ll be there to help – rain or shine.

One Simple Price

If you aren’t keen on the complex, often time-consuming calculations involved in paying a percentage of every transaction (plus additional per transaction fees), Sam’s Club has an offer you might not be able to resist.

Small business owners who process up to $3300 in transactions per month are eligible for a simple monthly pricing structure, dubbed by Sam’s Club as "OneRate". OneRate lets you pay one flat monthly fee for payment processing, with rates starting at just $19/month if you process up to $800 in payments.

With OneRate, there are no downgrades or surcharges, no service charges, no extra fees, and no surprises.


Sam’s Club Merchant Services offers a great selection of discounted hardware for its merchants. Clover’s devices are modern, convenient and extremely easy to use. They’re also compatible with a diverse range of payment types.

However, equipment aside, Sam’s Club’s processing rates tend to skew higher – especially if you aren’t a Sam’s Club member. Their contract term is also lengthy, given there are multiple merchant services programs with month-to-month agreements.

If you aren’t sure whether Sam’s Club is right for your business, give them a call today for a free, personalized quote!

Call for a FREE Quote: 855-358-5051   or    Visit Website